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Website Terms and Conditions

Last updated: June 2026

These are Website Terms and Conditions for Ulltimate Rewards (UR).

Terms of Business

Website Terms: Contains the entire agreement between you and Ulltimate Rewards relating to your access and use of this website. By accessing and using this website, you agree to abide by these Website Terms.

Access to website

This website and the copyright in all text, graphics, images, software and any other materials on this website is owned by Ulltimate Rewards, its affiliated companies (SKW Holdings) or its licensors. You may only use the materials on this website solely for your own personal use and solely for non-commercial purposes.

You may display on a computer screen or print extracts from this website for the above-stated purpose only and without alteration, addition or deletion. Except as expressly stated within these Website Terms, you may not without Ulltimate Rewards prior written permission alter, modify, reproduce, distribute or commercially exploit any materials from the website. The extraction of data from this website for commercial or non-commercial purposes is prohibited, including the use of automated systems or software in connection of this activity, unless the third party has received Ulltimate Rewards Group's prior approval.

The names and logos of other companies appearing on this website may be the trademarks of third parties and are used by Ulltimate Rewards with the permission of their respective owners.

Intellectual property notices

All copyright, database rights, trademarks and other intellectual property rights in the works of authorship ('Contents') contained in this website, including but not limited to all design, text, sound recordings, and images are owned, except as otherwise expressly stated, by Ulltimate Rewards or a third party including our licensors. These Contents may or may not be identified with a symbol identifying a name, term or item in which copyright or a trademark is held. The lack of such symbol should not, under any circumstances, be understood as meaning that the Contents are not the intellectual property of either Ulltimate Rewards Group or a third party.

Changes to these Website Terms

Ulltimate Rewards may change these Website Terms at any time and will notify you of such changes by posting an updated version of these Website Terms on this website. You are responsible for regularly reviewing these Website Terms and if you use this website after any such changes are published, such use will constitute your agreement to such changes.

Third party's materials and websites

This website may contain materials produced by third parties or links to other websites. Such materials and websites are provided by third parties and are not under Ulltimate Rewards' direct control and Ulltimate Rewards accepts no responsibility or liability in respect of any such third party materials or for the operation or content of other websites (whether or not linked to this website). You acknowledge that Ulltimate Rewards will be entitled to require you to remove any link from another website to this website which you install without obtaining Ulltimate Rewards' prior written consent.

Ulltimate Rewards liability

The information and material on this website is provided as general information only and has not been prepared to take account your particular objectives, financial situation or needs and is not suitable to be relied upon as personal financial product advice. Therefore, before acting on the information and material on this website, you should consider whether the information and material is appropriate for you, having regard to your objectives, financial situation and needs.

If you register to become a client of Ulltimate Rewards and receive services from Ulltimate Rewards, you will be required to accept, as relevant the Ulltimate Rewards Terms of Business, Risk Warning Notice, Order Execution Policy and any other relevant Ulltimate Rewards documents and any supplementary and replacement documents and updated information that is provided to you by Ulltimate Rewards including via email. Such terms will govern your relationship with Ulltimate Rewards and Ulltimate Rewards' liability to you in respect of services provided.

Although Ulltimate Rewards updates the website on a regular basis, it does not warrant that the information or materials contained in the website are current or accurate or that any of products or services featured on the website are available. Ulltimate Rewards may change the materials appearing on this website at any time without notice.

Save as stated above in respect of the services, this website and all software and other materials on this website are provided to you on an 'as is' and 'as available' basis without warranty as to accuracy, timeliness or completeness. To the maximum extent permitted by law, all representations and warranties, whether express or implied, statutory or otherwise, including without limitation any warranties or conditions of or related to accuracy, currency, merchantability, satisfactory quality or fitness for a particular or any purposes are excluded.

Except in respect of our liability for fraud, injury or death of any person resulting from our negligence and to the extent permitted by law, Ulltimate Rewards is not liable to you, whether in contract, tort (including negligence) or at law for any damages including, without limitation, damage to your computer or computer system or settings, loss of data, revenue or profits or for any indirect, special, incidental or consequential damages of any nature whatsoever, which you may suffer arising out of your use, delay in using, or inability to access this website, or in any other way connected with this website, including without limitation from the downloading of any software from this website. Ulltimate Rewards disclaims any representation or warranty that the website or materials will meet your requirement or that the website or any software will be uninterrupted, secure or free from errors or viruses.

Indemnity

You agree to indemnify and hold Ulltimate Rewards and its subsidiaries, affiliates, officers and employees not liable for any loss, cost, damage, claim or demand, including reasonable legal fees, made by any third party or incurred or suffered by Ulltimate Rewards or its subsidiaries, affiliates, officers or employees in connection with your use of the website (including use of our trading platform via a demo account) in breach of these Website Terms or negligence.

Your information

In addition to any obligations that you may have if you register to become a client of Ulltimate Rewards, you agree to ensure that all information which you provide to Ulltimate Rewards is complete and accurate to the best of your knowledge and belief. You agree to notify Ulltimate Rewards immediately of any changes to the details you have provided to enable Ulltimate Rewards to keep its records up to date and accurate.

Important risk disclosures
Investment risk

All investments involve risk of loss, including loss of principal. Crypto-asset prices are highly volatile and may decline rapidly. Past performance does not guarantee future results. Advertised APY figures are variable and not guaranteed.

Regulatory status

Ulltimate Rewards operates as a digital-asset platform. We are not a registered broker-dealer in the United States and not authorised as a bank. Services may be restricted, suspended, or unavailable in certain jurisdictions. Users are solely responsible for compliance with local laws and tax reporting.

No financial advice

Content on this site is for general information only and does not constitute investment, legal, accounting, or tax advice. Consult a licensed financial adviser before making any investment decision. Yield products are not bank deposits and are not protected by FDIC, SIPC, FSCS or any equivalent insurance scheme.

Ulltimate Rewards Ltd. Registered as a Money Services Business with applicable authorities where required. By using this site you acknowledge the full risk disclosure, terms of service and AML policy.