Skip to content
§ — Pricing

Free to open.
Transparent on every fee.

No monthly minimums. No deposit fees. No surprise charges. Three simple plans — pick the one that matches how you invest, change anytime.

Ulltimate Rewards pricing illustration
Standard
$0forever
For everyday investors getting started.
  • Free instant deposits
  • 1.5% withdrawal fee
  • Access to all yield plans
  • 24-hour email support
  • Up to 14.5% APY
Choose Standard
Most popular
Pro
$9.99/month
For active traders with growing portfolios.
  • Free instant deposits
  • 1.0% withdrawal fee
  • Priority chat support · 1h SLA
  • Advanced charting & analytics
  • Up to 14.5% APY · waived early-exit
Choose Pro
Elite
$49.99/month
For high-volume and institutional accounts.
  • Free instant deposits
  • 0.5% withdrawal fee
  • Dedicated account manager
  • REST + WebSocket API access
  • Custom OTC pricing on >$250K trades
Choose Elite
Full fee schedule

Every fee, on one page.

No hidden spread mark-ups. No inactivity fees. What you see is what you pay.

Fee
Standard
Pro
Elite
Account opening
Free
Free
Free
Fiat deposit (ACH, SEPA, Faster Pay.)
Free
Free
Free
Card deposit
1.9%
1.5%
0.9%
Crypto deposit
Free
Free
Free
Withdrawal (crypto, on-chain fee)
1.5%
1.0%
0.5%
Spot trading
0.40%
0.20%
0.05%
Early exit from locked plan
1.0% penalty
Waived
Waived
FX conversion
0.50%
0.25%
0.10%
Sample net returns

How much you actually keep.

Worked example on the Pro plan: a $10,000 deposit into the 90-day USDC plan at 14.5% APY earns approximately $381 in yield over the lock period. Standard plan netting after 1% early-exit and 1% withdrawal fees still leaves over $360 in your pocket. The Elite plan's 0.5% withdrawal and waived early-exit fees push net retention above 99% of gross yield for active investors.

We also believe in transparent spreads. Spot trading executes against aggregated liquidity from over a dozen venues, and we publish the real bid-ask we receive. There is no hidden mark-up. The 0.20% Pro fee is the fee.

Fee revenue funds custody insurance, on-chain transaction costs, and our 24-hour support desk. We have never charged inactivity, account closure, or paper-statement fees and we never will.

Important risk disclosures
Investment risk

All investments involve risk of loss, including loss of principal. Crypto-asset prices are highly volatile and may decline rapidly. Past performance does not guarantee future results. Advertised APY figures are variable and not guaranteed.

Regulatory status

Ulltimate Rewards operates as a digital-asset platform. We are not a registered broker-dealer in the United States and not authorised as a bank. Services may be restricted, suspended, or unavailable in certain jurisdictions. Users are solely responsible for compliance with local laws and tax reporting.

No financial advice

Content on this site is for general information only and does not constitute investment, legal, accounting, or tax advice. Consult a licensed financial adviser before making any investment decision. Yield products are not bank deposits and are not protected by FDIC, SIPC, FSCS or any equivalent insurance scheme.

Ulltimate Rewards Ltd. Registered as a Money Services Business with applicable authorities where required. By using this site you acknowledge the full risk disclosure, terms of service and AML policy.